Accidents with rideshare operators are more common due to the popularity of companies like Lyft and Uber. These drivers now make up a growing percentage of traffic, and it should not come as a surprise that they are also involved in a more significant number of motor vehicle collisions.
When you were hurt in an Uber, Lyft, or rideshare accident in Memphis, you deserve compensation. Whether you pursue a lawsuit or file an insurance claim, the guidance of a dedicated car wreck attorney could help you get the outcome you deserve. When you are considering your legal options, let our team at Reaves Law Firm, PLLC, advocate for you.
The law requires these corporations to provide their drivers with supplemental insurance coverage, but the limits on those policies vary. The maximum amount for an Uber, Lyft, or other rideshare accident claim in Memphis will depend on whether the driver was carrying or actively seeking a paying customer before the accident happened.
These drivers are not considered employees; they use their own personal vehicles as rideshare drivers. That means that, in specific scenarios, the companies are not obligated to provide them with any coverage. Someone who is not actively transporting a passenger or using the app to find one must rely on their policy if they cause a wreck.
Some coverage is available when a driver turns on their app and begins looking for a rider. However, the maximum benefits are not extensive and will only be used once the driver’s policy is exhausted.
Maximum coverage applies when an Uber or Lyft operator accepts a ride, and it remains in place until they successfully drop off the customer. In these cases, the insurance company might pay out up to $1 million in bodily injury or property damage compensation.
You may have multiple options for seeking compensation following an Uber, Lyft, or other rideshare accident in Memphis. To maximize your recovery, you must immediately speak to an experienced attorney from Reaves Law Firm, PLLC.
Our legal team could walk you through your available legal options. Contact us to schedule your free consultation.
