The Tennessee Bureau of Workers’ Compensation handles all claims for benefits filed by injured employees. If you were hurt at work, you are likely entitled to coverage under workers’ compensation insurance. Workers’ compensation isn’t a lawsuit. In fact, it removes liability from the employer. Rather, it is a way to protect the employer while also providing much needed financial help to injured employees until they can return to work.
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Workers’ compensation provides benefits that fall into two main categories: medical care and partial wage replacement. If your injury or injuries are determined to be compensable (deserving of coverage) then you could be entitled to money for your medical treatment as well as partial pay for days you had to take off of work to recover.
Anyone injured at work needs to immediately report the incident to their supervisor. Officially, injured employees have 15 days to notify their employer about their injury. Employees are protected when they notify their employer of an injury, meaning they cannot be fired for notifying their boss about these types of incidents.
Employees of the state of Tennessee file for workers’ compensation benefits differently than private employees do. These types of claims are handled by The Division of Claims Administration. State employees must also notify their supervisors immediately. They are also encouraged to call the provided 24/7 nurse triage, and an RN Nurse will provide treatment options.
The Bureau of Workers’ Compensation has a mediation program it uses to resolve disputed work injury claims. Usually, disputes occur over whether an injury is compensable, what is the exact nature of the medical treatment (present and future), and the possibility of temporary disability benefits. If you or a loved one was injured at work and your claim is in dispute or you received a denial letter, know that you have one year from the date the injury occurred to fight for your right to workers’ compensation.
It’s best to involve an attorney in the process as soon as possible. An attorney experienced in workers’ compensation claims can ensure that you have all the necessary documentation to file a successful claim for benefits. An attorney can also step in to help if your claim is being disputed or has been denied. To learn more, contact a Memphis personal injury lawyer at Reaves Law Firm, PLLC today for a free review!